Investment Account Summary

This data model captures essential summary information from investment account statements. It includes details such as the financial institution holding the account, the statement period dates, account currency, and ownership details like the type of ownership and the names of account holders. Key financial figures like the account's value at the beginning and end of the statement period, investment gains or losses, contributions, withdrawals, and fees charged during the period are also included. The model specifies the type of investment account (e.g., IRA, 401k, Annuity) and can include details specific to certain account types, like employee/employer contributions for retirement accounts or annuity types. Beneficiary names may also be captured.

Field name Type Description
financial_institution_name string Name of the bank or financial institution managing the investment account.
statement_period_start_date string The first date covered by this statement (Format: YYYY-MM-DD).
statement_period_end_date string The last date covered by this statement (Format: YYYY-MM-DD).
account_currency string The currency of the account values (e.g., USD, EUR). Defaults to USD if missing.
ownership_type string How the account is owned (e.g., individual, joint, trust). See notes.
holders array List of individuals or entities who own the account.
holder_name string The name of an individual or entity holding the account.
holder_type string The role of the holder (e.g., primary, joint).
starting_balance_period number The total value of the account at the beginning of the statement period.
ending_balance_period number The total value of the account at the end of the statement period.
account_type string The specific type of investment account (e.g., taxable, IRA, 401k). See notes.
investment_gain_loss_period number The net gain or loss from investment activities during the period.
contributions_period number Total amount deposited into the account during the statement period.
withdrawals_period number Total amount taken out of the account during the statement period.
fees_charged_period number Total fees deducted from the account during the statement period.
employee_contributions_period number Contributions made by the employee during the statement period (if applicable).
employer_contributions_period number Contributions made by the employer during the statement period (if applicable).
employee_contributions_ytd number Total contributions made by the employee from the start of the year to date.
employer_contributions_ytd number Total contributions made by the employer from the start of the year to date.
beneficiary_names string Names of the designated beneficiaries for the account.
annuity_type string The specific type of annuity, if the account is an annuity. See notes.

JSON Output

{
  "financial_institution_name": "Global Investments Inc.",
  "statement_period_start_date": "2023-09-01",
  "statement_period_end_date": "2023-09-30",
  "account_currency": "USD",
  "ownership_type": "joint_wros",
  "holders": [
    {
      "holder_name": "John A Doe",
      "holder_type": "primary"
    },
    {
      "holder_name": "Jane B Doe",
      "holder_type": "joint"
    }
  ],
  "starting_balance_period": 150234.56,
  "ending_balance_period": 155876.12,
  "account_type": "traditional_401k",
  "investment_gain_loss_period": 4500.80,
  "contributions_period": 1200.00,
  "withdrawals_period": 0.00,
  "fees_charged_period": 59.24,
  "employee_contributions_period": 600.00,
  "employer_contributions_period": 600.00,
  "employee_contributions_ytd": 5400.00,
  "employer_contributions_ytd": 5400.00,
  "beneficiary_names": "Alice Doe, Bob Doe",
  "annuity_type": null
}

Field Notes